Money makes more sensewhen it's all in one place.

Track spending, accounts, budgets, debt, and household finances together — solo or with someone else, in whatever currencies your life actually runs on.

  • Personal or household workspace
  • Multi-currency
  • No spreadsheets required

Good morning,

Tiar & Azzim

TA

Total Balance

Rp 184,250,000

Income

Rp 32,400,000

Expenses

Rp 18,120,000

Net

+ Rp 14,280,000

Spending by category

Groceries32%
Transport21%
Dining18%

Goals

Emergency fund68%
Bali trip42%
New laptop90%

Recent activity

Ranch Market

Groceries · BCA Joint

− Rp 412,000

Salary — Tiar

Income · BCA Joint

+ Rp 18,500,000

Grab

Transport · GoPay

− Rp 38,000

Netflix

Subscriptions · Jenius

− Rp 186,000

Kopi Kenangan

Dining · OVO

− Rp 32,000

One financial home. However you manage money.

📝

Track

Log every expense and transfer in seconds, split across as many personal accounts as you actually use.

🎯

Plan

Build a budget around needs, lifestyle, and buffer — and see exactly how much room you have left this month.

📊

Understand

Watch your net worth and spending patterns unfold over time, category by category.

Your whole financial life, connected.

Every transaction, exactly as it happened.

Log income and spending with the detail that actually matters — categories, labels, notes, and who it belonged to.

  • Categorize spending
  • Split transactions across categories
  • Add labels and notes
  • Set up recurring transactions

Ranch Market

Groceries

− Rp 412,000

Grab

Transport

− Rp 38,000

Salary

Income

+ Rp 18,500,000

Start simple. Moiney grows with you.

01

Create your workspace

Sign in and set up a workspace — just for you, or shared with someone else.

02

Set up your money

Add your accounts and currencies, then set up categories that fit how you actually spend.

03

Start tracking

Log transactions as they happen. Split them, label them, mark them personal or shared.

04

Achieve your goals

Set a budget, watch your net worth grow, and see the full shape of your finances.

For households

Yours. Mine. Ours.

Keep your own accounts to yourself while sharing what matters — household bills, groceries, and the everyday spending you manage together.

  • Shared household workspace
  • Know who did what
  • Keep selected records personal — where supported

TIAR

Personal accounts

OUR HOUSEHOLD

Home · Groceries · Travel · Utilities

AZZIM

Personal accounts

Understand your financial health.

A single number that pulls together savings, debt, and buffer — so you don't have to piece it together yourself.

Preview
78Good
Savings rate24%
Debt-to-income18%
Emergency buffer3.2 months
Budget consistencySteady

You're steadily building your emergency buffer — keep it up for another month or two.

View insights →

Money doesn't live in one currency.

Hold accounts in whatever currencies you actually use, and see everything converted back to one home currency.

🇮🇩

IDR

Indonesian Rupiah

🇺🇸

USD

US Dollar

🇸🇬

SGD

Singapore Dollar

🇲🇾

MYR

Malaysian Ringgit

🇪🇺

EUR

Euro

+ more

Ready to make sense of your money?

Start your workspace. Invite someone later if you want.